SVP, Credit Review Group Manager Consumer Analytics

Citi in O Fallon, IL

  • Industry: Executive Management - Accounting/Finance
  • Type: Full Time
  • Compensation: $122,540.00 - 179,660.00 / Year*
position filled

The FCR Consumer Analytics team is responsible for developing a structured framework & strategy to support & complement Consumer Credit Review activities through analytical insights into various stages of consumer credit management. Primary objective of this framework & execution strategy is to enhance the efficiency & effectiveness of various credit review processes using both standardized and customized analytics.

The Credit Review Group Manager Consumer Analytics position reports to the FCR Consumer Analytics Head, and supports the execution & delivery of the above mandate in close coordination with the FCR Consumer Regional Heads and Lead Reviewers.

Credit Review Group Manager (C14) Consumer Analytics

Fundamental Credit Risk (FCR) provides independent, objective, reliable, valued, and timely assurance to the Boards of Directors of Citigroup and Citibank, the Risk Management Committees, the Citigroup Chief Risk Officer, the Citigroup Chief Credit Officer, senior management, and regulators over the effectiveness of credit risk management and the ability of the Business and Independent Risk to identify, monitor, and mitigate current and emerging credit risks across Citigroup and Citibank.

The FCR Consumer Analytics team is responsible for developing a structured framework & strategy to support & complement Consumer Credit Review activities through analytical insights into various stages of consumer credit management. Primary objective of this framework & execution strategy is to enhance the efficiency & effectiveness of various credit review processes using both standardized and customized analytics.

The Credit Review Group Manager Consumer Analytics position reports to the FCR Consumer Analytics Head, and supports the execution & delivery of the above mandate in close coordination with the FCR Consumer Regional Heads and Lead Reviewers.

Developmental opportunities include experience in a high visibility, dynamic function, exposure to both Consumer & Wholesale businesses, enhanced business contacts, interaction with senior leadership & leadership responsibilities.

Key responsibilities:

  • Develop standard analytics to support FCR Consumer Business Monitoring (BM) activities, including establishing standard risk indicators to facilitate Lead Reviewers execute BM coverage of relevant credit risk families.
  • Develop customized analytics for Risk Differentiated Reviews (RDR), including targeted retrievals which help Lead Reviewers in determining key focus areas for the detailed review plan, and in detecting potential anomalies in adherence to approved businesses credit origination policies and/or approved portfolio management programs.
  • Develop overall framework and execution strategies to support and/or complement review activities, and enhance remote review capabilities.
  • Develop capabilities for efficient data extraction from global data repositories and establish data analysis procedures (including alternate data sources, and protocols for entities with data transfer restrictions).
  • Develop & productionize standardized metrics & reports FCR consumer scorecards / dashboards, Portfolio tables (P-Tables), Portfolio quality assessment tool (PQAT), etc.
  • Develop & maintain a library of standard analytics / reports available to the Lead reviewers for the continuous assessment of portfolio quality, and identification & evaluation of emerging credit risks.
  • Participate as required in the validation of corrective action plans (CAPs), including the development of ad hoc analysis to verify sustainable resolution of issues.
  • Collaborate, partner & leverage other analytical units across the Global Consumer Risk community to stay abreast of recent developments in credit & financial data, and analytical techniques across the firm.
  • Participate in analytical projects and/or reviews as needed by FCR senior management.
  • Proactive communication to FCR senior management of any concerns and/or emerging risks in respect of review entities.
  • Travel required (5% - 15%)
  • Job Qualifications:

  • Advanced Degree (Masters) in Statistics, Physics, Applied Mathematics, Finance, Operations Research, Econometrics, or other quantitative disciplines
  • 8+ years of relevant experience in risk management, credit policy / strategy in financial services. Experience with different consumer / retail lending products and different geographies will be a plus.
  • Exposure to various data repository structures, data extraction methods and experience with analytical / statistical tools SAS, SQL, Knowledge Studio, Python, Machine Learning, etc.
  • Good business acumen and strong analytical skills with hands on experience driving consumer credit strategy and/or the ability to connect analytics with business decisions
  • Excellent written and verbal communication skills with the ability to interact with all levels of management and to external audiences
  • Detailed-oriented, high level of intellectual curiosity and strong sense of ownership.
  • Demonstrated project management skills, and ability to multi-task effectively and work against tight deadlines
  • Strong interpersonal skills with the ability to build relationships and exert influence without direct authority.
  • Familiarity with Citi consumer credit policies and FCR processes will be a plus.
  • -------------------------------------------------

    Grade :All Job Level - All Job FunctionsAll Job Level - All Job Functions - US

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    Time Type :Full time

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    Citi is an equal opportunity and affirmative action employer.
    Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

    Citigroup Inc. and its subsidiaries ("Citi) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity CLICK HERE.

    To view the "EEO is the Law" poster CLICK HERE. To view the EEO is the Law Supplement CLICK HERE.
    To view the EEO Policy Statement CLICK HERE.
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    Associated topics: actuarial, actuarial consultant, actuarial director, actuary consultant, analyst, associate actuary, cost, director actuary, probability, retirement actuary

    * Estimated salary


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